

This session is designed for HR leaders and brokers who support or advise executive teams and need to clearly articulate the business, financial, and compliance implications of Individual Coverage Health Reimbursement Arrangements (ICHRAs). We will review ICHRAs through an executive lens—focusing on risk management, cost predictability, regulatory exposure, and workforce flexibility, rather than operational mechanics.
Attendees will leave with a structured narrative they can confidently use to brief executives on what ICHRAs solve, where the risks are, and why compliance discipline is critical to success.
• Executive-level explanation of what an ICHRA is (and how it is a regulated health plan, not a stipend)
• Key compliance that impacts labor capacity and resources that executives care about
• Clear articulation of pros, cons, and tradeoffs
• Common compliance failures that create executive risk—and how to avoid them
Participants will gain executive-ready talking points, risk framing, and decision criteria to support informed leadership discussions around ICHRAs.